{"id":133048,"date":"2026-03-25T14:34:05","date_gmt":"2026-03-25T13:34:05","guid":{"rendered":"https:\/\/www.otwierane.pl\/?p=133048"},"modified":"2026-04-08T13:58:02","modified_gmt":"2026-04-08T11:58:02","slug":"instalment-payment-with-comfino","status":"publish","type":"post","link":"https:\/\/www.otwierane.pl\/en\/platnosc-ratalna-z-comfino\/","title":{"rendered":"Buy by instalments at Otwrane.co.uk - see how to pay by instalments in our shop"},"content":{"rendered":"

Payment by instalments at Otwrane.co.uk - how to buy by instalments step by step<\/strong><\/h2>\n\n\n\n

At Otwrane.co.uk you can spread the payment over instalments <\/strong>- both in the purchase of products in the shop and in the provision of services (terrace building, roofing). Our partner in financing buildings and canopies is the company Comfino<\/a>.<\/strong><\/p>\n\n\n\n

Below you have a detailed explanation of the whole process.<\/p>\n\n\n\n

\"Comfino<\/figure>\n\n\n\n

Purchase on hire purchase in shop (products)<\/strong><\/h2>\n\n\n\n

1. Product selection<\/strong><\/h3>\n\n\n\n

For products over \u00a3100, you will see information about the possibility of paying by instalments.<\/p>\n\n\n\n

2. choice of payment by instalments<\/strong><\/h3>\n\n\n\n

In the shopping cart or when placing your order, you select the option:
Comfino - Instalment payments<\/strong><\/p>\n\n\n\n

3. setting the number of instalments<\/strong><\/h3>\n\n\n\n

A calculator will appear where you select the number of instalments.<\/p>\n\n\n\n

    \n
  • you can see the monthly instalment right away<\/li>\n\n\n\n
  • an example of the APR<\/li>\n<\/ul>\n\n\n\n

    4 Bank selection and application<\/strong><\/h3>\n\n\n\n

    In the next step, you choose your bank and fill in the form.<\/p>\n\n\n\n

    You state, among other things:<\/p>\n\n\n\n

      \n
    • name<\/li>\n\n\n\n
    • PESEL<\/li>\n\n\n\n
    • address<\/li>\n\n\n\n
    • income<\/li>\n\n\n\n
    • number of dependants<\/li>\n<\/ul>\n\n\n\n

      Important:
      if you run a joint household, you can share expenses between two people.<\/p>\n\n\n\n

      Sometimes the bank may ask for additional documents, such as:<\/p>\n\n\n\n

        \n
      • certificate of employment<\/li>\n\n\n\n
      • statement of account<\/li>\n<\/ul>\n\n\n\n

        5. the bank's decision<\/strong><\/h3>\n\n\n\n

        A credit decision usually appears within a few minutes.<\/p>\n\n\n\n

        6 Order execution<\/strong><\/h3>\n\n\n\n

        Upon acceptance:<\/p>\n\n\n\n

          \n
        • the bank transfers funds directly to Otwrane.pl<\/li>\n\n\n\n
        • after receipt of payment, we begin processing the order<\/li>\n<\/ul>\n\n\n\n

          Data security<\/strong><\/h3>\n\n\n\n

          Your data only goes to the bank.
          Opened.co.uk does not have access to them.<\/p>\n\n\n\n

          Canopy, pergola, side development with payment in instalments<\/strong><\/h2>\n\n\n\n

          Here the process looks very similar, but the take-off is different.<\/p>\n\n\n\n

          1. Contact us<\/strong><\/h3>\n\n\n\n

          You give our employee ONLY:<\/p>\n\n\n\n

            \n
          • name<\/li>\n\n\n\n
          • name<\/li>\n\n\n\n
          • e-mail address<\/li>\n<\/ul>\n\n\n\n

            You receive a link to the instalment application in the mail. Before you click, make sure the email came from our address,<\/strong> sprzedaz@otwierane.pl or wycena@otwierane.pl. <\/p>\n\n\n\n

            2. Filling in the application<\/strong><\/h3>\n\n\n\n

            You fill in exactly the same form as when you buy in the shop.<\/p>\n\n\n\n

            3. any amount of funding<\/strong><\/h3>\n\n\n\n

            You don't have to take instalments on the whole.<\/p>\n\n\n\n

            You can:<\/p>\n\n\n\n

              \n
            • part paid in cash or by bank transfer<\/li>\n\n\n\n
            • some of it in instalments<\/li>\n<\/ul>\n\n\n\n

              The final instalment amount and the APR depend on the number of instalments chosen, the bank's offer and the customer's individual creditworthiness assessment.<\/p>\n\n\n\n

              4 Decision and start of implementation<\/strong><\/h3>\n\n\n\n

              Following a positive decision:<\/p>\n\n\n\n

                \n
              • the bank transfers the funds<\/li>\n\n\n\n
              • once they have been credited, we will begin processing<\/li>\n<\/ul>\n\n\n\n

                The most important things to know about paying by instalments in our shop<\/strong><\/h2>\n\n\n\n
                  \n
                • decision usually in several minutes<\/li>\n\n\n\n
                • funds go directly to us<\/li>\n\n\n\n
                • instalments are handled by the bank - not the shop<\/li>\n\n\n\n
                • the cost of the loan depends on the number of instalments (RRSO shown in the calculator)<\/li>\n\n\n\n
                • you can only finance part of the contract<\/li>\n\n\n\n
                • we do not charge ANY bank commissions. <\/li>\n<\/ul>\n\n\n\n

                  Do you have questions about paying by instalments at Otwrane.co.uk?<\/strong><\/h2>\n\n\n\n

                  Contact us - we can help you find the best solution.<\/p>\n\n\n\n

                  Alternatively, you can contact Comfino directly:
                  tel. 887 106 027<\/strong><\/p>\n\n\n\n

                  \"\"<\/figure>","protected":false},"excerpt":{"rendered":"

                  Instalment payment at Otwrane.co.uk - how to buy in instalments step by step At Otwrane.co.uk, you can spread your payment into instalments - both...<\/p>","protected":false},"author":4,"featured_media":143171,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-133048","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-wszystkie"],"acf":[],"meta_title":"P\u0142atno\u015b\u0107 ratalna w Otwierane.pl z Comfino","meta_description":"Kupuj na raty w Otwierane.pl - zobacz jak wygl\u0105da p\u0142atno\u015b\u0107 ratalna w naszym sklepie","meta_keyword":"p\u0142atno\u015b\u0107 ratalna","_links":{"self":[{"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/posts\/133048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/comments?post=133048"}],"version-history":[{"count":5,"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/posts\/133048\/revisions"}],"predecessor-version":[{"id":143225,"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/posts\/133048\/revisions\/143225"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/media\/143171"}],"wp:attachment":[{"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/media?parent=133048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/categories?post=133048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.otwierane.pl\/en\/wp-json\/wp\/v2\/tags?post=133048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}